As more seniors use technology to shop and sell goods online, it’s important to be aware of the potential for scams. One scam that has recently emerged on Facebook Marketplace is the use of PayID for payment.
PayID is a digital payment system used in Australia, which allows users to link their bank account to a unique identifier such as their phone number or email address. Scammers have been taking advantage of this system by asking buyers to pay through PayID, instead of the usual payment methods such as PayPal or bank transfer.
The scam works like this: the seller advertises an item on Facebook Marketplace at a great price. When a buyer expresses interest, the seller requests payment through PayID, claiming that it’s a faster and more secure payment method. The buyer then transfers the money to the seller’s PayID account, but the seller never sends the item. When the buyer tries to contact the seller, they either ignore the messages or disappear altogether.
If you suspect that you have been scammed, report it to Facebook and your bank immediately. Don’t be afraid to seek help from family or friends who are familiar with technology, or contact a trusted source such as the Australian Competition and Consumer Commission (ACCC) or the local police. By staying vigilant and informed, you can help prevent yourself and others from falling victim to scams on Facebook Marketplace.